My plain English approach does not suit everyone but if you wish to clearly understand and have no doubts about the meaning of the advice given on pensions then please ask.

Over the past five years the most popular work has been with Family Practitioners on Small Self Administered Schemes. These typically involve large sums of money and considerable potential for irregularity as the schemes frequently include loans to the sponsoring employer or property occupied by the company. The trustees of the pension scheme are the company directors and I rarely come across a case where the existing adviser has presented an unbiased point of view. Fees can be charged against the pension share rather than invoiced to the client.